Esaf Small Finance Bank — BAGODAR Branch

GIRIDIH, JHARKHAND

IFSC Code ESMF0001345
MICR Code 815760003

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name BAGODAR
IFSC Code ESMF0001345
MICR Code 815760003
SWIFT Code N/A
Address SHRI KESHRI NANDAN COMPLEX,NEAR DURGA MANDIR,BAGODAR,GIRIDIH,JHARKHAND 825322
City GIRIDIH
District BAGODAR
State JHARKHAND
Contact Number +919288013050

How to Use ESMF0001345 for Money Transfers

The IFSC code ESMF0001345 is specifically assigned to the BAGODAR branch of Esaf Small Finance Bank located in GIRIDIH, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001345 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001345 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001345 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank BAGODAR Branch

The BAGODAR branch of Esaf Small Finance Bank is situated in GIRIDIH, JHARKHAND. The branch address is SHRI KESHRI NANDAN COMPLEX,NEAR DURGA MANDIR,BAGODAR,GIRIDIH,JHARKHAND 825322. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +919288013050. Always use the IFSC code ESMF0001345 when making any online fund transfer to an account held at this branch.

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