Esaf Small Finance Bank — RANCHI Branch

RANCHI, JHARKHAND

IFSC Code ESMF0001194
MICR Code 834760002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Esaf Small Finance Bank
Branch Name RANCHI
IFSC Code ESMF0001194
MICR Code 834760002
SWIFT Code N/A
Address DOOR NO-2,3,MANORANJAN APARTMENTS,KADRU MAIN ROAD,RANCHI,JHARKHAND-834002
City RANCHI
District RANCHI
State JHARKHAND
Contact Number +917593898451

How to Use ESMF0001194 for Money Transfers

The IFSC code ESMF0001194 is specifically assigned to the RANCHI branch of Esaf Small Finance Bank located in RANCHI, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001194 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001194 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001194 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Esaf Small Finance Bank RANCHI Branch

The RANCHI branch of Esaf Small Finance Bank is situated in RANCHI, JHARKHAND. The branch address is DOOR NO-2,3,MANORANJAN APARTMENTS,KADRU MAIN ROAD,RANCHI,JHARKHAND-834002. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917593898451. Always use the IFSC code ESMF0001194 when making any online fund transfer to an account held at this branch.

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