Terms of Service

1. Acceptance of Terms

Welcome to IFSCFinder. By accessing this website, we assume you accept these terms and conditions. Do not continue to use IFSCFinder if you do not agree to take all of the terms and conditions stated on this page.

These terms establish a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and IFSCFinder (“Company“, “we”, “us”, or “our”), concerning your access to and use of the website.

2. Use of Website

IFSCFinder provides a free, open directory for querying Indian bank branch codes including IFSC, MICR, and Swift codes. The website is intended for your personal, non-commercial use. You may copy codes individually to complete everyday personal financial transactions such as NEFT, RTGS, IMPS, and UPI transfers. You are strictly prohibited from reselling, repackaging, or embedding our directory content behind a paywall.

3. Prohibited Use

To ensure a smooth and continuous experience for all organic users, you are explicitly prohibited from using our website for the following:

• No Scraping: Automated extraction of large datasets using bots, spiders, or localized scripts is not permitted. This severely damages our server capacity for legitimate users. If you need the bulk dataset, please utilize the official RBI or Razorpay GitHub repositories yourself.
• No Bot Traffic: Simulating traffic to generate invalid ad clicks, inflate search metrics, or perform a Denial of Service (DoS) attack will result in a permanent IP and subnet ban.
• Interfering with, disrupting, or creating an undue burden on our servers or the networks connected to the website.

4. Intellectual Property Rights

Unless otherwise stated, IFSCFinder and/or its licensors own the intellectual property rights for all customized material, branding, layout design, and programmatic code on this website. All intellectual property rights are reserved. You may access this from IFSCFinder for your own personal use subjected to restrictions set in these terms and conditions.

The raw dataset components containing Bank Names, States, and IFSC Codes themselves belong to the public domain infrastructure maintained by the Reserve Bank of India. We do not claim exclusive copyright over raw numerical data values.

5. IFSC Data Accuracy

The information on this website is inherently dynamic. Because banking rules change and branch structures realign constantly, we do not warrant that the IFSC codes detailed are error-free or fully up to date for every specific situation. Your utilization of the directory to finalize a money transfer places the responsibility of verifying the final payee details entirely on your shoulders.

6. Limitation of Liability

Under no circumstances, including negligence, shall IFSCFinder, its team members, developers, or affiliates be liable for any incidental, direct, indirect, consequential, or punitive damages arising out of your access to, or use of, the website. This includes, without limitation, direct financial loss from misrouted bank transfers, bounced cheques, frozen assets, or loss of profits arising out of the reliance on the information contained herein.

7. Indemnification

You agree to indemnify, defend, and hold harmless IFSCFinder from any and all third-party claims, liability, damages, and/or costs (including, but not limited to, attorneys fees) arising from your use of this website, your violation of these Terms of Service, or your infringement of any intellectual property or other right of any person or entity.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, irrespective of your physical location, without regard to its conflict of law provisions. Any legal action or dispute relating to these terms shall be brought exclusively in the local courts localized within India.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide adequate notice prior to any new terms taking effect. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.