Esaf Small Finance Bank — DHANBAD Branch

How to Use ESMF0001255 for Money Transfers

The IFSC code ESMF0001255 is specifically assigned to the DHANBAD branch of Esaf Small Finance Bank located in DHANBAD, JHARKHAND. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use ESMF0001255 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use ESMF0001255 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require ESMF0001255 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Esaf Small Finance Bank DHANBAD Branch

The DHANBAD branch of Esaf Small Finance Bank is situated in DHANBAD, JHARKHAND. The branch address is BHRAMDEO CHAMBERS,SARAIDHELA MAIN ROAD,NEAR OZONE GALLERIA MALL,SARAIDHELA,DHANBAD,JHARKHAND 828127. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917593810209. Always use the IFSC code ESMF0001255 when making any online fund transfer to an account held at this branch.