United Mercantile Co-operative Bank — UNITED MERC COOP BANK SHARDA NAGAR Branch

How to Use YESB0UMCBSH for Money Transfers

The IFSC code YESB0UMCBSH is specifically assigned to the UNITED MERC COOP BANK SHARDA NAGAR branch of United Mercantile Co-operative Bank located in KANPUR CITY, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use YESB0UMCBSH when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0UMCBSH along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0UMCBSH when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About United Mercantile Co-operative Bank UNITED MERC COOP BANK SHARDA NAGAR Branch

The UNITED MERC COOP BANK SHARDA NAGAR branch of United Mercantile Co-operative Bank is situated in KANPUR CITY, UTTAR PRADESH. The branch address is 117/Q/43, SHARDA NAGAR, KANPUR - 208025. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919838502060. Always use the IFSC code YESB0UMCBSH when making any online fund transfer to an account held at this branch.