United Mercantile Co-operative Bank — UNITED MERC COOP BANK BILHAUR Branch

How to Use YESB0UMCBBB for Money Transfers

The IFSC code YESB0UMCBBB is specifically assigned to the UNITED MERC COOP BANK BILHAUR branch of United Mercantile Co-operative Bank located in KANPUR DEHAT, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use YESB0UMCBBB when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0UMCBBB along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0UMCBBB when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About United Mercantile Co-operative Bank UNITED MERC COOP BANK BILHAUR Branch

The UNITED MERC COOP BANK BILHAUR branch of United Mercantile Co-operative Bank is situated in KANPUR DEHAT, UTTAR PRADESH. The branch address is G T ROAD, BILHAUR, KANPUR - 209202. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919838502060. Always use the IFSC code YESB0UMCBBB when making any online fund transfer to an account held at this branch.