Meghalaya Co-operative Apex Bank — MEGHALAYA COOP APEX BANK JOWAI Branch

How to Use YESB0MCA004 for Money Transfers

The IFSC code YESB0MCA004 is specifically assigned to the MEGHALAYA COOP APEX BANK JOWAI branch of Meghalaya Co-operative Apex Bank located in JAINTIA HILLS, MEGHALAYA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use YESB0MCA004 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use YESB0MCA004 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require YESB0MCA004 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Meghalaya Co-operative Apex Bank MEGHALAYA COOP APEX BANK JOWAI Branch

The MEGHALAYA COOP APEX BANK JOWAI branch of Meghalaya Co-operative Apex Bank is situated in JAINTIA HILLS, MEGHALAYA. The branch address is JOWAI 793150 WEST JAINTIA HILLS DISTRICT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918575019924. Always use the IFSC code YESB0MCA004 when making any online fund transfer to an account held at this branch.