Meghalaya Co-operative Apex Bank — PHULBARI Branch

WEST GARO HILLS, MEGHALAYA

IFSC Code MCAB0000005
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Meghalaya Co-operative Apex Bank
Branch Name PHULBARI
IFSC Code MCAB0000005
MICR Code N/A
SWIFT Code N/A
Address PHULBARI,WEST GARO HILLS DIST.
City WEST GARO HILLS
District PHULBARI
State MEGHALAYA
Contact Number Not Available

How to Use MCAB0000005 for Money Transfers

The IFSC code MCAB0000005 is specifically assigned to the PHULBARI branch of Meghalaya Co-operative Apex Bank located in WEST GARO HILLS, MEGHALAYA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use MCAB0000005 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use MCAB0000005 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require MCAB0000005 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Meghalaya Co-operative Apex Bank PHULBARI Branch

The PHULBARI branch of Meghalaya Co-operative Apex Bank is situated in WEST GARO HILLS, MEGHALAYA. The branch address is PHULBARI,WEST GARO HILLS DIST.. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code MCAB0000005 when making any online fund transfer to an account held at this branch.

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