Axis Bank — PALGHAT COOP URBAN BANK Branch

How to Use UTIB0PKDU97 for Money Transfers

The IFSC code UTIB0PKDU97 is specifically assigned to the PALGHAT COOP URBAN BANK branch of Axis Bank located in PALAKKAD, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0PKDU97 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0PKDU97 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0PKDU97 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Axis Bank PALGHAT COOP URBAN BANK Branch

The PALGHAT COOP URBAN BANK branch of Axis Bank is situated in PALAKKAD, KERALA. The branch address is THE PALGHAT CO.OP, URBAN BANK LTD NO. F997 HEAD OFFICE, COURT ROAD, PALAKAD 678 001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914912531517. Always use the IFSC code UTIB0PKDU97 when making any online fund transfer to an account held at this branch.