Axis Bank — KOTTAYAM Branch

KOTTAYAM, KERALA

IFSC Code UTIB0000051
MICR Code 686211002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name KOTTAYAM
IFSC Code UTIB0000051
MICR Code 686211002
SWIFT Code N/A
Address NO. IX-311, A/2 CENTURY TOWERS NEAR YWCA, M C ROAD
City KOTTAYAM
District KOTTAYAM
State KERALA
Contact Number Not Available

How to Use UTIB0000051 for Money Transfers

The IFSC code UTIB0000051 is specifically assigned to the KOTTAYAM branch of Axis Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0000051 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0000051 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0000051 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank KOTTAYAM Branch

The KOTTAYAM branch of Axis Bank is situated in KOTTAYAM, KERALA. The branch address is NO. IX-311, A/2 CENTURY TOWERS NEAR YWCA, M C ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0000051 when making any online fund transfer to an account held at this branch.

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