Axis Bank — CHANGANASSERI Branch

KOTTAYAM, KERALA

IFSC Code UTIB0001648
MICR Code 686211052

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name CHANGANASSERI
IFSC Code UTIB0001648
MICR Code 686211052
SWIFT Code N/A
Address KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101
City KOTTAYAM
District CHANGANASSERY
State KERALA
Contact Number Not Available

How to Use UTIB0001648 for Money Transfers

The IFSC code UTIB0001648 is specifically assigned to the CHANGANASSERI branch of Axis Bank located in KOTTAYAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0001648 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0001648 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0001648 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank CHANGANASSERI Branch

The CHANGANASSERI branch of Axis Bank is situated in KOTTAYAM, KERALA. The branch address is KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UTIB0001648 when making any online fund transfer to an account held at this branch.

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