Axis Bank — CHEMMAD Branch

MALAPPURAM, KERALA

IFSC Code UTIB0004198
MICR Code 676211302

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name CHEMMAD
IFSC Code UTIB0004198
MICR Code 676211302
SWIFT Code N/A
Address DOOR NO V31 PK TOWER PARAPPANANGADI MALAPPURAM RD CHEMMAD TIRURANGADI PO MALAPPURAM 676306
City MALAPPURAM
District CHEMMAD
State KERALA
Contact Number +919645419811

How to Use UTIB0004198 for Money Transfers

The IFSC code UTIB0004198 is specifically assigned to the CHEMMAD branch of Axis Bank located in MALAPPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004198 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004198 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004198 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank CHEMMAD Branch

The CHEMMAD branch of Axis Bank is situated in MALAPPURAM, KERALA. The branch address is DOOR NO V31 PK TOWER PARAPPANANGADI MALAPPURAM RD CHEMMAD TIRURANGADI PO MALAPPURAM 676306. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919645419811. Always use the IFSC code UTIB0004198 when making any online fund transfer to an account held at this branch.

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