Axis Bank — EDAPPAL Branch

MALAPPURAM, KERALA

IFSC Code UTIB0004049
MICR Code 679211302

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name EDAPPAL
IFSC Code UTIB0004049
MICR Code 679211302
SWIFT Code N/A
Address AXIS BANK LTD 1ST FLOOR GOLDEN TOWER EDAPPAL 679576
City MALAPPURAM
District MALAPPURAM
State KERALA
Contact Number +914942682651

How to Use UTIB0004049 for Money Transfers

The IFSC code UTIB0004049 is specifically assigned to the EDAPPAL branch of Axis Bank located in MALAPPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0004049 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0004049 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0004049 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank EDAPPAL Branch

The EDAPPAL branch of Axis Bank is situated in MALAPPURAM, KERALA. The branch address is AXIS BANK LTD 1ST FLOOR GOLDEN TOWER EDAPPAL 679576. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914942682651. Always use the IFSC code UTIB0004049 when making any online fund transfer to an account held at this branch.

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