Axis Bank — PONNANI Branch
MALAPPURAM, KERALA
Available Services
Branch Details
| Bank Name | Axis Bank |
|---|---|
| Branch Name | PONNANI |
| IFSC Code | UTIB0003738 |
| MICR Code | 679211202 |
| SWIFT Code | N/A |
| Address | FIRST FLOOR, KHALEEJ MALL, PONNANI ROAD, CHAMRAVATTOM JUNCTION, MALAPPURAM 679577 |
| City | MALAPPURAM |
| District | MALAPURAM |
| State | KERALA |
| Contact Number | +914942663611 |
How to Use UTIB0003738 for Money Transfers
The IFSC code UTIB0003738 is specifically assigned to the PONNANI branch of Axis Bank located in MALAPPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UTIB0003738 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003738 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003738 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Axis Bank PONNANI Branch
The PONNANI branch of Axis Bank is situated in MALAPPURAM, KERALA. The branch address is FIRST FLOOR, KHALEEJ MALL, PONNANI ROAD, CHAMRAVATTOM JUNCTION, MALAPPURAM 679577. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914942663611. Always use the IFSC code UTIB0003738 when making any online fund transfer to an account held at this branch.
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