Axis Bank — ELAMAKKARA Branch

ERNAKULAM, KERALA

IFSC Code UTIB0003578
MICR Code 682211020

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Axis Bank
Branch Name ELAMAKKARA
IFSC Code UTIB0003578
MICR Code 682211020
SWIFT Code N/A
Address GROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026
City ERNAKULAM
District KOCHI
State KERALA
Contact Number +914842536001

How to Use UTIB0003578 for Money Transfers

The IFSC code UTIB0003578 is specifically assigned to the ELAMAKKARA branch of Axis Bank located in ERNAKULAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UTIB0003578 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UTIB0003578 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UTIB0003578 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Axis Bank ELAMAKKARA Branch

The ELAMAKKARA branch of Axis Bank is situated in ERNAKULAM, KERALA. The branch address is GROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914842536001. Always use the IFSC code UTIB0003578 when making any online fund transfer to an account held at this branch.

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