UCO Bank — AYALI KHURD Branch

LUDHIANA, PUNJAB

IFSC Code UCBA0001104
MICR Code 141028017

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name AYALI KHURD
IFSC Code UCBA0001104
MICR Code 141028017
SWIFT Code N/A
Address V AND P O AYALI KHURD ,LUDHIANA ,PUNJAB PIN 142027
City LUDHIANA
District AYALI KHURD
State PUNJAB
Contact Number +911612808518

How to Use UCBA0001104 for Money Transfers

The IFSC code UCBA0001104 is specifically assigned to the AYALI KHURD branch of UCO Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0001104 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0001104 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0001104 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank AYALI KHURD Branch

The AYALI KHURD branch of UCO Bank is situated in LUDHIANA, PUNJAB. The branch address is V AND P O AYALI KHURD ,LUDHIANA ,PUNJAB PIN 142027. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911612808518. Always use the IFSC code UCBA0001104 when making any online fund transfer to an account held at this branch.

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