UCO Bank — MILLERGUNJE LUDHIANA Branch

How to Use UCBA0000127 for Money Transfers

The IFSC code UCBA0000127 is specifically assigned to the MILLERGUNJE LUDHIANA branch of UCO Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0000127 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0000127 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0000127 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About UCO Bank MILLERGUNJE LUDHIANA Branch

The MILLERGUNJE LUDHIANA branch of UCO Bank is situated in LUDHIANA, PUNJAB. The branch address is MILLER GANJ NEAR VISHKARMA CHOWK OBERAI TOWER LUDHIANA 141001 UCO BANK, MILLERGANJ GT ROAD , LUDHIANA ,PUNJAB PIN 141003. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911612534786. Always use the IFSC code UCBA0000127 when making any online fund transfer to an account held at this branch.