UCO Bank — CIVIL LINES LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code UCBA0000534
MICR Code 141028004

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name UCO Bank
Branch Name CIVIL LINES LUDHIANA
IFSC Code UCBA0000534
MICR Code 141028004
SWIFT Code N/A
Address BHARAT NAGAR CHOWK CIVIL LINES ,LUDHIANA ,PUNJAB PIN 140001
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number +911612444785

How to Use UCBA0000534 for Money Transfers

The IFSC code UCBA0000534 is specifically assigned to the CIVIL LINES LUDHIANA branch of UCO Bank located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UCBA0000534 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UCBA0000534 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UCBA0000534 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About UCO Bank CIVIL LINES LUDHIANA Branch

The CIVIL LINES LUDHIANA branch of UCO Bank is situated in LUDHIANA, PUNJAB. The branch address is BHARAT NAGAR CHOWK CIVIL LINES ,LUDHIANA ,PUNJAB PIN 140001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911612444785. Always use the IFSC code UCBA0000534 when making any online fund transfer to an account held at this branch.

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