Union Bank of India — JARGARI Branch

LUDHIANA, PUNJAB

IFSC Code UBIN0823686
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name JARGARI
IFSC Code UBIN0823686
MICR Code N/A
SWIFT Code N/A
Address JARGARI,TAHSIL-PAYALLUDHIANA DISTRICT
City LUDHIANA
District JARGARI, LUDHIANA
State PUNJAB
Contact Number +911628288388

How to Use UBIN0823686 for Money Transfers

The IFSC code UBIN0823686 is specifically assigned to the JARGARI branch of Union Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0823686 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0823686 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0823686 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India JARGARI Branch

The JARGARI branch of Union Bank of India is situated in LUDHIANA, PUNJAB. The branch address is JARGARI,TAHSIL-PAYALLUDHIANA DISTRICT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911628288388. Always use the IFSC code UBIN0823686 when making any online fund transfer to an account held at this branch.

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