Union Bank of India — LUDHIANA MAIN Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Union Bank of India |
|---|---|
| Branch Name | LUDHIANA MAIN |
| IFSC Code | UBIN0530905 |
| MICR Code | 141026004 |
| SWIFT Code | N/A |
| Address | CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008. |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use UBIN0530905 for Money Transfers
The IFSC code UBIN0530905 is specifically assigned to the LUDHIANA MAIN branch of Union Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UBIN0530905 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0530905 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0530905 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Union Bank of India LUDHIANA MAIN Branch
The LUDHIANA MAIN branch of Union Bank of India is situated in LUDHIANA, PUNJAB. The branch address is CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0530905 when making any online fund transfer to an account held at this branch.
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