Union Bank of India — AYATHIL Branch

KOLLAM, KERALA

IFSC Code UBIN0592447
MICR Code 691026007

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name AYATHIL
IFSC Code UBIN0592447
MICR Code 691026007
SWIFT Code N/A
Address GROUND FLOOR, MSP COMPLEX, PUNTHALATHAZHAM, KOLLAM 691004
City KOLLAM
District KOLLAM
State KERALA
Contact Number +919790591627

How to Use UBIN0592447 for Money Transfers

The IFSC code UBIN0592447 is specifically assigned to the AYATHIL branch of Union Bank of India located in KOLLAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0592447 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0592447 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0592447 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India AYATHIL Branch

The AYATHIL branch of Union Bank of India is situated in KOLLAM, KERALA. The branch address is GROUND FLOOR, MSP COMPLEX, PUNTHALATHAZHAM, KOLLAM 691004. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919790591627. Always use the IFSC code UBIN0592447 when making any online fund transfer to an account held at this branch.

← View all Union Bank of India branches