Union Bank of India — KARUNAGAPPALLY Branch

KOLLAM, KERALA

IFSC Code UBIN0554235
MICR Code 690026052

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Union Bank of India
Branch Name KARUNAGAPPALLY
IFSC Code UBIN0554235
MICR Code 690026052
SWIFT Code N/A
Address AZHAR TOWERS, K. P. IX/3,LALAJI JUNCTION, KARUNAGAPALLY,KOLLAM DIST. KERALA - 690 518.
City KOLLAM
District KOLLAM
State KERALA
Contact Number Not Available

How to Use UBIN0554235 for Money Transfers

The IFSC code UBIN0554235 is specifically assigned to the KARUNAGAPPALLY branch of Union Bank of India located in KOLLAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use UBIN0554235 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0554235 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0554235 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Union Bank of India KARUNAGAPPALLY Branch

The KARUNAGAPPALLY branch of Union Bank of India is situated in KOLLAM, KERALA. The branch address is AZHAR TOWERS, K. P. IX/3,LALAJI JUNCTION, KARUNAGAPALLY,KOLLAM DIST. KERALA - 690 518.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0554235 when making any online fund transfer to an account held at this branch.

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