Union Bank of India — FOCAL POINT LUDHIANA Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | Union Bank of India |
|---|---|
| Branch Name | FOCAL POINT LUDHIANA |
| IFSC Code | UBIN0560413 |
| MICR Code | 141026014 |
| SWIFT Code | N/A |
| Address | SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use UBIN0560413 for Money Transfers
The IFSC code UBIN0560413 is specifically assigned to the FOCAL POINT LUDHIANA branch of Union Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use UBIN0560413 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use UBIN0560413 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require UBIN0560413 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Union Bank of India FOCAL POINT LUDHIANA Branch
The FOCAL POINT LUDHIANA branch of Union Bank of India is situated in LUDHIANA, PUNJAB. The branch address is SCF 2&3 URBAN ESTATE PHASE II FOCAL POINT. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code UBIN0560413 when making any online fund transfer to an account held at this branch.
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