Saraswat Co-operative Bank — SME PANAJI Branch

How to Use SRCB0000282 for Money Transfers

The IFSC code SRCB0000282 is specifically assigned to the SME PANAJI branch of Saraswat Co-operative Bank located in NORTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SRCB0000282 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SRCB0000282 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SRCB0000282 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Saraswat Co-operative Bank SME PANAJI Branch

The SME PANAJI branch of Saraswat Co-operative Bank is situated in NORTH GOA, GOA. The branch address is TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918322437021. Always use the IFSC code SRCB0000282 when making any online fund transfer to an account held at this branch.