Saraswat Co-operative Bank — PONDA Branch

NORTH GOA, GOA

IFSC Code SRCB0000096
MICR Code 403088006

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Saraswat Co-operative Bank
Branch Name PONDA
IFSC Code SRCB0000096
MICR Code 403088006
SWIFT Code N/A
Address HOTEL PRAKASH HERITAGE, SUPER MARKET COMPLEX, PONDA, GOA - 403 401.
City NORTH GOA
District PONDA
State GOA
Contact Number +918322318556

How to Use SRCB0000096 for Money Transfers

The IFSC code SRCB0000096 is specifically assigned to the PONDA branch of Saraswat Co-operative Bank located in NORTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SRCB0000096 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SRCB0000096 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SRCB0000096 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Saraswat Co-operative Bank PONDA Branch

The PONDA branch of Saraswat Co-operative Bank is situated in NORTH GOA, GOA. The branch address is HOTEL PRAKASH HERITAGE, SUPER MARKET COMPLEX, PONDA, GOA - 403 401.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918322318556. Always use the IFSC code SRCB0000096 when making any online fund transfer to an account held at this branch.

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