Saraswat Co-operative Bank — PONDA Branch
NORTH GOA, GOA
Available Services
Branch Details
| Bank Name | Saraswat Co-operative Bank |
|---|---|
| Branch Name | PONDA |
| IFSC Code | SRCB0000096 |
| MICR Code | 403088006 |
| SWIFT Code | N/A |
| Address | HOTEL PRAKASH HERITAGE, SUPER MARKET COMPLEX, PONDA, GOA - 403 401. |
| City | NORTH GOA |
| District | PONDA |
| State | GOA |
| Contact Number | +918322318556 |
How to Use SRCB0000096 for Money Transfers
The IFSC code SRCB0000096 is specifically assigned to the PONDA branch of Saraswat Co-operative Bank located in NORTH GOA, GOA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SRCB0000096 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SRCB0000096 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SRCB0000096 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Saraswat Co-operative Bank PONDA Branch
The PONDA branch of Saraswat Co-operative Bank is situated in NORTH GOA, GOA. The branch address is HOTEL PRAKASH HERITAGE, SUPER MARKET COMPLEX, PONDA, GOA - 403 401.. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918322318556. Always use the IFSC code SRCB0000096 when making any online fund transfer to an account held at this branch.
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