Smriti Nagrik Sahakari Bank — SITAMAU Branch

How to Use SMNB0000010 for Money Transfers

The IFSC code SMNB0000010 is specifically assigned to the SITAMAU branch of Smriti Nagrik Sahakari Bank located in MANDSAUR, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMNB0000010 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMNB0000010 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMNB0000010 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Smriti Nagrik Sahakari Bank SITAMAU Branch

The SITAMAU branch of Smriti Nagrik Sahakari Bank is situated in MANDSAUR, MADHYA PRADESH. The branch address is AEACOMPLEX,SURVEYNO-857/1WARNO-15,SUWAARAROA,SITAMAUTEHIL-SITAMAUITRICT-MANAUR,MAHYAPRAEH458990. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917425405625. Always use the IFSC code SMNB0000010 when making any online fund transfer to an account held at this branch.