Smriti Nagrik Sahakari Bank — RTGS-HO Branch

MANDSAUR, MADHYA PRADESH

IFSC Code SMNB0000001
MICR Code 458832000

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Smriti Nagrik Sahakari Bank
Branch Name RTGS-HO
IFSC Code SMNB0000001
MICR Code 458832000
SWIFT Code N/A
Address 13-14 TIUPATI NAGAR RAILWAY STATION ROAD
City MANDSAUR
District MANDSAUR
State MADHYA PRADESH
Contact Number +917422405622

How to Use SMNB0000001 for Money Transfers

The IFSC code SMNB0000001 is specifically assigned to the RTGS-HO branch of Smriti Nagrik Sahakari Bank located in MANDSAUR, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMNB0000001 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMNB0000001 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMNB0000001 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Smriti Nagrik Sahakari Bank RTGS-HO Branch

The RTGS-HO branch of Smriti Nagrik Sahakari Bank is situated in MANDSAUR, MADHYA PRADESH. The branch address is 13-14 TIUPATI NAGAR RAILWAY STATION ROAD. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +917422405622. Always use the IFSC code SMNB0000001 when making any online fund transfer to an account held at this branch.

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