Shivalik Small Finance Bank — GOMTI NAGAR Branch

How to Use SMCB0001047 for Money Transfers

The IFSC code SMCB0001047 is specifically assigned to the GOMTI NAGAR branch of Shivalik Small Finance Bank located in LUCKNOW, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMCB0001047 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMCB0001047 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMCB0001047 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Shivalik Small Finance Bank GOMTI NAGAR Branch

The GOMTI NAGAR branch of Shivalik Small Finance Bank is situated in LUCKNOW, UTTAR PRADESH. The branch address is 2/60, GROUND FLOOR,VIRAM KHAND-2,NEAR PATRAKARPURAM CHOURAHYA,GOMTI NAGAR,LUCKNOW-226010. This branch supports electronic payment services including NEFT, RTGS, IMPS. You can contact this branch at +918130041452. Always use the IFSC code SMCB0001047 when making any online fund transfer to an account held at this branch.