Shivalik Small Finance Bank — VIKAS NAGAR Branch

LUCKNOW, UTTAR PRADESH

IFSC Code SMCB0001024
MICR Code 226721002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Shivalik Small Finance Bank
Branch Name VIKAS NAGAR
IFSC Code SMCB0001024
MICR Code 226721002
SWIFT Code N/A
Address M-S ASHA ROOP APARTMENT, 1-135, VIKAS NAGAR, LUCKNOW
City LUCKNOW
District LUCKNOW
State UTTAR PRADESH
Contact Number Not Available

How to Use SMCB0001024 for Money Transfers

The IFSC code SMCB0001024 is specifically assigned to the VIKAS NAGAR branch of Shivalik Small Finance Bank located in LUCKNOW, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SMCB0001024 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SMCB0001024 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SMCB0001024 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Shivalik Small Finance Bank VIKAS NAGAR Branch

The VIKAS NAGAR branch of Shivalik Small Finance Bank is situated in LUCKNOW, UTTAR PRADESH. The branch address is M-S ASHA ROOP APARTMENT, 1-135, VIKAS NAGAR, LUCKNOW. This branch supports electronic payment services including NEFT, RTGS, IMPS. Always use the IFSC code SMCB0001024 when making any online fund transfer to an account held at this branch.

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