State Bank of India — LUDHIANA H T Branch

LUDHIANA, PUNJAB

IFSC Code SBIN0050709
MICR Code 141002089

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name LUDHIANA H T
IFSC Code SBIN0050709
MICR Code 141002089
SWIFT Code N/A
Address NEAR DARPAN STUDIO BN CHOWK LUDHIANA
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number 2440014

How to Use SBIN0050709 for Money Transfers

The IFSC code SBIN0050709 is specifically assigned to the LUDHIANA H T branch of State Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0050709 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0050709 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0050709 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India LUDHIANA H T Branch

The LUDHIANA H T branch of State Bank of India is situated in LUDHIANA, PUNJAB. The branch address is NEAR DARPAN STUDIO BN CHOWK LUDHIANA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2440014. Always use the IFSC code SBIN0050709 when making any online fund transfer to an account held at this branch.

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