State Bank of India — KESAR GANJ, LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code SBIN0001150
MICR Code 141002013

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name KESAR GANJ, LUDHIANA
IFSC Code SBIN0001150
MICR Code 141002013
SWIFT Code N/A
Address KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number Not Available

How to Use SBIN0001150 for Money Transfers

The IFSC code SBIN0001150 is specifically assigned to the KESAR GANJ, LUDHIANA branch of State Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0001150 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0001150 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0001150 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India KESAR GANJ, LUDHIANA Branch

The KESAR GANJ, LUDHIANA branch of State Bank of India is situated in LUDHIANA, PUNJAB. The branch address is KESARGANJ LUDHIANA DIST LUDHIANA, PUNJAB 141008. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0001150 when making any online fund transfer to an account held at this branch.

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