State Bank of India — SAMB, LUDHIANA Branch

LUDHIANA, PUNJAB

IFSC Code SBIN0015631
MICR Code 141002212

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name State Bank of India
Branch Name SAMB, LUDHIANA
IFSC Code SBIN0015631
MICR Code 141002212
SWIFT Code N/A
Address FOUNTAIN CHOWK, CIVIL LINES, ZONAL BUSINESS OFFICE BUILDING, LUDHIANA 141001
City LUDHIANA
District LUDHIANA
State PUNJAB
Contact Number Not Available

How to Use SBIN0015631 for Money Transfers

The IFSC code SBIN0015631 is specifically assigned to the SAMB, LUDHIANA branch of State Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use SBIN0015631 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0015631 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0015631 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About State Bank of India SAMB, LUDHIANA Branch

The SAMB, LUDHIANA branch of State Bank of India is situated in LUDHIANA, PUNJAB. The branch address is FOUNTAIN CHOWK, CIVIL LINES, ZONAL BUSINESS OFFICE BUILDING, LUDHIANA 141001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0015631 when making any online fund transfer to an account held at this branch.

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