State Bank of India — PHULLANWAL Branch
LUDHIANA, PUNJAB
Available Services
Branch Details
| Bank Name | State Bank of India |
|---|---|
| Branch Name | PHULLANWAL |
| IFSC Code | SBIN0004634 |
| MICR Code | 141002020 |
| SWIFT Code | N/A |
| Address | DIST LUDHIANA, PUNJAB 141002 |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact Number | Not Available |
How to Use SBIN0004634 for Money Transfers
The IFSC code SBIN0004634 is specifically assigned to the PHULLANWAL branch of State Bank of India located in LUDHIANA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use SBIN0004634 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use SBIN0004634 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require SBIN0004634 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About State Bank of India PHULLANWAL Branch
The PHULLANWAL branch of State Bank of India is situated in LUDHIANA, PUNJAB. The branch address is DIST LUDHIANA, PUNJAB 141002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code SBIN0004634 when making any online fund transfer to an account held at this branch.
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