Punjab & Sind Bank — SIRAH USB Branch
GURDASPUR, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | SIRAH USB |
| IFSC Code | PSIB0021221 |
| MICR Code | 143023271 |
| SWIFT Code | N/A |
| Address | VPO SIRAH TEH BATALA DISTT GURDASPUR PB 143513 |
| City | GURDASPUR |
| District | BATALA |
| State | PUNJAB |
| Contact Number | +917347044972 |
How to Use PSIB0021221 for Money Transfers
The IFSC code PSIB0021221 is specifically assigned to the SIRAH USB branch of Punjab & Sind Bank located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0021221 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0021221 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0021221 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank SIRAH USB Branch
The SIRAH USB branch of Punjab & Sind Bank is situated in GURDASPUR, PUNJAB. The branch address is VPO SIRAH TEH BATALA DISTT GURDASPUR PB 143513. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917347044972. Always use the IFSC code PSIB0021221 when making any online fund transfer to an account held at this branch.
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