Punjab & Sind Bank — HARCHOWAL Branch
GURDASPUR, PUNJAB
Available Services
Branch Details
| Bank Name | Punjab & Sind Bank |
|---|---|
| Branch Name | HARCHOWAL |
| IFSC Code | PSIB0000062 |
| MICR Code | 143023260 |
| SWIFT Code | N/A |
| Address | HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527 |
| City | GURDASPUR |
| District | HARCHOWAL |
| State | PUNJAB |
| Contact Number | +911872252436 |
How to Use PSIB0000062 for Money Transfers
The IFSC code PSIB0000062 is specifically assigned to the HARCHOWAL branch of Punjab & Sind Bank located in GURDASPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use PSIB0000062 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use PSIB0000062 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require PSIB0000062 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Punjab & Sind Bank HARCHOWAL Branch
The HARCHOWAL branch of Punjab & Sind Bank is situated in GURDASPUR, PUNJAB. The branch address is HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911872252436. Always use the IFSC code PSIB0000062 when making any online fund transfer to an account held at this branch.
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