Kotak Mahindra Bank — AJJOWAL Branch

How to Use KKBK0004125 for Money Transfers

The IFSC code KKBK0004125 is specifically assigned to the AJJOWAL branch of Kotak Mahindra Bank located in HOSHIARPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004125 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004125 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004125 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank AJJOWAL Branch

The AJJOWAL branch of Kotak Mahindra Bank is situated in HOSHIARPUR, PUNJAB. The branch address is KOTAK MAHINDRA BANK LTD, PLOT NO 480, RAILWAY ROAD, HOSHIARPUR, AJJOWAL - 146001. PUNJAB. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004125 when making any online fund transfer to an account held at this branch.