Kotak Mahindra Bank — USMAN SHAHID BRANCH Branch

How to Use KKBK0004108 for Money Transfers

The IFSC code KKBK0004108 is specifically assigned to the USMAN SHAHID BRANCH branch of Kotak Mahindra Bank located in HOSHIARPUR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use KKBK0004108 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use KKBK0004108 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require KKBK0004108 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Kotak Mahindra Bank USMAN SHAHID BRANCH Branch

The USMAN SHAHID BRANCH branch of Kotak Mahindra Bank is situated in HOSHIARPUR, PUNJAB. The branch address is GR FLR DHALIWAL COMPLEX GT RD VILLAGE USMAN SHAHID POST DASUYA DISTRICT HOSHIARPUR PUNJAB PIN 144205. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9118602662666. Always use the IFSC code KKBK0004108 when making any online fund transfer to an account held at this branch.