Jana Small Finance Bank — PUNI Branch

SURAT, GUJARAT

IFSC Code JSFB0004725
MICR Code 394788501

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jana Small Finance Bank
Branch Name PUNI
IFSC Code JSFB0004725
MICR Code 394788501
SWIFT Code N/A
Address GROUND FLOOR, AT POST VILLAGE PUNI, TALUKAPALSANA, DIST SURAT, PIN394352
City SURAT
District SURAT
State GUJARAT
Contact Number Not Available

How to Use JSFB0004725 for Money Transfers

The IFSC code JSFB0004725 is specifically assigned to the PUNI branch of Jana Small Finance Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JSFB0004725 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JSFB0004725 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JSFB0004725 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jana Small Finance Bank PUNI Branch

The PUNI branch of Jana Small Finance Bank is situated in SURAT, GUJARAT. The branch address is GROUND FLOOR, AT POST VILLAGE PUNI, TALUKAPALSANA, DIST SURAT, PIN394352. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code JSFB0004725 when making any online fund transfer to an account held at this branch.

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