Jana Small Finance Bank — VARACHA Branch

How to Use JSFB0003102 for Money Transfers

The IFSC code JSFB0003102 is specifically assigned to the VARACHA branch of Jana Small Finance Bank located in SURAT, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JSFB0003102 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JSFB0003102 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JSFB0003102 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Jana Small Finance Bank VARACHA Branch

The VARACHA branch of Jana Small Finance Bank is situated in SURAT, GUJARAT. The branch address is JANA SMALL FINANCE BANK LTD,PLOT NO.407,408,4TH FLOOR,SWASTIC PLAZA,WARD NO.356,YOGI CHOWK,VARACHHA,SURAT,GUJARAT -395006. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code JSFB0003102 when making any online fund transfer to an account held at this branch.