Indian Overseas Bank — MUMMIGATTI Branch

DHARWAD, KARNATAKA

IFSC Code IOBA0002652
MICR Code 580020503

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MUMMIGATTI
IFSC Code IOBA0002652
MICR Code 580020503
SWIFT Code N/A
Address AT AND POST MUMMIGATTI VILLAGE DHARWAD TALUK 580011
City DHARWAD
District MUMMIGATTI
State KARNATAKA
Contact Number +914428584896

How to Use IOBA0002652 for Money Transfers

The IFSC code IOBA0002652 is specifically assigned to the MUMMIGATTI branch of Indian Overseas Bank located in DHARWAD, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002652 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002652 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002652 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MUMMIGATTI Branch

The MUMMIGATTI branch of Indian Overseas Bank is situated in DHARWAD, KARNATAKA. The branch address is AT AND POST MUMMIGATTI VILLAGE DHARWAD TALUK 580011. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002652 when making any online fund transfer to an account held at this branch.

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