Indian Overseas Bank — DHARWAD Branch
DHARWAD, KARNATAKA
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | DHARWAD |
| IFSC Code | IOBA0001053 |
| MICR Code | 580020302 |
| SWIFT Code | N/A |
| Address | 1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001 |
| City | DHARWAD |
| District | HUBLI-DHARWAD |
| State | KARNATAKA |
| Contact Number | 2770379 |
How to Use IOBA0001053 for Money Transfers
The IFSC code IOBA0001053 is specifically assigned to the DHARWAD branch of Indian Overseas Bank located in DHARWAD, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0001053 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001053 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001053 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank DHARWAD Branch
The DHARWAD branch of Indian Overseas Bank is situated in DHARWAD, KARNATAKA. The branch address is 1 FLOOR DR MISHRA BUILDINGS KARNATAKA UNIVERSITY ROAD SAPTHAPURA DHARWAD PIN 580001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2770379. Always use the IFSC code IOBA0001053 when making any online fund transfer to an account held at this branch.
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