Indian Overseas Bank — UTAI Branch

DURG, CHHATTISGARH

IFSC Code IOBA0002325
MICR Code 490020502

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name UTAI
IFSC Code IOBA0002325
MICR Code 490020502
SWIFT Code N/A
Address ASHA COMPLEX PATAN PUL MAIN ROAD UTAI DISTRICT DURG CHATTISGARSH 491107
City DURG
District UTAI
State CHHATTISGARH
Contact Number +917882673673

How to Use IOBA0002325 for Money Transfers

The IFSC code IOBA0002325 is specifically assigned to the UTAI branch of Indian Overseas Bank located in DURG, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002325 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002325 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002325 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank UTAI Branch

The UTAI branch of Indian Overseas Bank is situated in DURG, CHHATTISGARH. The branch address is ASHA COMPLEX PATAN PUL MAIN ROAD UTAI DISTRICT DURG CHATTISGARSH 491107. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917882673673. Always use the IFSC code IOBA0002325 when making any online fund transfer to an account held at this branch.

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