Indian Overseas Bank — BILASPUR Branch

BILASPUR, CHHATTISGARH

IFSC Code IOBA0001584
MICR Code 495020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BILASPUR
IFSC Code IOBA0001584
MICR Code 495020002
SWIFT Code N/A
Address GAJ MOHINI SHIV TALKIES BUS STAND ROAD, BILASPUR495001
City BILASPUR
District BILASPUR
State CHHATTISGARH
Contact Number +917752237444

How to Use IOBA0001584 for Money Transfers

The IFSC code IOBA0001584 is specifically assigned to the BILASPUR branch of Indian Overseas Bank located in BILASPUR, CHHATTISGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001584 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001584 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001584 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BILASPUR Branch

The BILASPUR branch of Indian Overseas Bank is situated in BILASPUR, CHHATTISGARH. The branch address is GAJ MOHINI SHIV TALKIES BUS STAND ROAD, BILASPUR495001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917752237444. Always use the IFSC code IOBA0001584 when making any online fund transfer to an account held at this branch.

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