Indian Overseas Bank — KAMALGAZI Branch

How to Use IOBA0002297 for Money Transfers

The IFSC code IOBA0002297 is specifically assigned to the KAMALGAZI branch of Indian Overseas Bank located in SOUTH 24 PARGANAS, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002297 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002297 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002297 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank KAMALGAZI Branch

The KAMALGAZI branch of Indian Overseas Bank is situated in SOUTH 24 PARGANAS, WEST BENGAL. The branch address is 1294 SOUTHERN NOOK,KAMRAKHALI SOUTH,SONARPUT STATION RD,P O NARENDRAPUR,KOLKATA 700103. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +9133242874. Always use the IFSC code IOBA0002297 when making any online fund transfer to an account held at this branch.