Indian Overseas Bank — BARUIPUR Branch

SOUTH 24 PARGANAS, WEST BENGAL

IFSC Code IOBA0001950
MICR Code 700020061

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BARUIPUR
IFSC Code IOBA0001950
MICR Code 700020061
SWIFT Code N/A
Address PADMAPUKUR MORE,SALEPUR,BARUIPUR PO BARUIPUR PIN 700144
City SOUTH 24 PARGANAS
District BARUIPUR
State WEST BENGAL
Contact Number 24230429

How to Use IOBA0001950 for Money Transfers

The IFSC code IOBA0001950 is specifically assigned to the BARUIPUR branch of Indian Overseas Bank located in SOUTH 24 PARGANAS, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001950 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001950 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001950 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BARUIPUR Branch

The BARUIPUR branch of Indian Overseas Bank is situated in SOUTH 24 PARGANAS, WEST BENGAL. The branch address is PADMAPUKUR MORE,SALEPUR,BARUIPUR PO BARUIPUR PIN 700144. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 24230429. Always use the IFSC code IOBA0001950 when making any online fund transfer to an account held at this branch.

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