Indian Overseas Bank — AHMEDABAD Branch

AHMADABAD, GUJARAT

IFSC Code IOBA0001816
MICR Code 380020019

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name AHMEDABAD
IFSC Code IOBA0001816
MICR Code 380020019
SWIFT Code N/A
Address AIR FORCE STN SECTOR GANDHINAGAR AHMEDABAD PIN 382016
City AHMADABAD
District AHMEDABAD
State GUJARAT
Contact Number 223457

How to Use IOBA0001816 for Money Transfers

The IFSC code IOBA0001816 is specifically assigned to the AHMEDABAD branch of Indian Overseas Bank located in AHMADABAD, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001816 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001816 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001816 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank AHMEDABAD Branch

The AHMEDABAD branch of Indian Overseas Bank is situated in AHMADABAD, GUJARAT. The branch address is AIR FORCE STN SECTOR GANDHINAGAR AHMEDABAD PIN 382016. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 223457. Always use the IFSC code IOBA0001816 when making any online fund transfer to an account held at this branch.

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