Indian Overseas Bank — ASHRAM ROAD Branch

AHMADABAD, GUJARAT

IFSC Code IOBA0000353
MICR Code 380020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name ASHRAM ROAD
IFSC Code IOBA0000353
MICR Code 380020002
SWIFT Code N/A
Address OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002
City AHMADABAD
District AHMEDABAD
State GUJARAT
Contact Number 26581984

How to Use IOBA0000353 for Money Transfers

The IFSC code IOBA0000353 is specifically assigned to the ASHRAM ROAD branch of Indian Overseas Bank located in AHMADABAD, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000353 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000353 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000353 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank ASHRAM ROAD Branch

The ASHRAM ROAD branch of Indian Overseas Bank is situated in AHMADABAD, GUJARAT. The branch address is OPPOSITE HANDLOOM HOUSE, ASHRAM ROAD, AHMEDABAD - 380 002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 26581984. Always use the IFSC code IOBA0000353 when making any online fund transfer to an account held at this branch.

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