Indian Overseas Bank — VILAVOORKAL Branch

How to Use IOBA0001212 for Money Transfers

The IFSC code IOBA0001212 is specifically assigned to the VILAVOORKAL branch of Indian Overseas Bank located in THIRUVANANTHAPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001212 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001212 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001212 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank VILAVOORKAL Branch

The VILAVOORKAL branch of Indian Overseas Bank is situated in THIRUVANANTHAPURAM, KERALA. The branch address is II BY 459 B AMBADI BUILDINGS,THACHOTTUKAVU,PEYAD PO,VILAVOORKAL 695573. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2289209. Always use the IFSC code IOBA0001212 when making any online fund transfer to an account held at this branch.