Indian Overseas Bank — EDAVA Branch

THIRUVANANTHAPURAM, KERALA

IFSC Code IOBA0000550
MICR Code 695020256

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name EDAVA
IFSC Code IOBA0000550
MICR Code 695020256
SWIFT Code N/A
Address SHAMSHAD BUILDING EDAVA PIN 695311
City THIRUVANANTHAPURAM
District EDAVA
State KERALA
Contact Number 2660018

How to Use IOBA0000550 for Money Transfers

The IFSC code IOBA0000550 is specifically assigned to the EDAVA branch of Indian Overseas Bank located in THIRUVANANTHAPURAM, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000550 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000550 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000550 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank EDAVA Branch

The EDAVA branch of Indian Overseas Bank is situated in THIRUVANANTHAPURAM, KERALA. The branch address is SHAMSHAD BUILDING EDAVA PIN 695311. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2660018. Always use the IFSC code IOBA0000550 when making any online fund transfer to an account held at this branch.

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