Indian Bank — PHULNAKHRA Branch
CUTTACK, ODISHA
Available Services
Branch Details
| Bank Name | Indian Bank |
|---|---|
| Branch Name | PHULNAKHRA |
| IFSC Code | IDIB000P641 |
| MICR Code | 753010008 |
| SWIFT Code | N/A |
| Address | OPPOSITE OF LAKHESWAR HIGH SCHOOL NIALI ROAD PHULNAKHARA PHULNAKHARA PIN 754001 |
| City | CUTTACK |
| District | PHULNAKHARA |
| State | ODISHA |
| Contact Number | +917978529646 |
How to Use IDIB000P641 for Money Transfers
The IFSC code IDIB000P641 is specifically assigned to the PHULNAKHRA branch of Indian Bank located in CUTTACK, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IDIB000P641 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IDIB000P641 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IDIB000P641 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Bank PHULNAKHRA Branch
The PHULNAKHRA branch of Indian Bank is situated in CUTTACK, ODISHA. The branch address is OPPOSITE OF LAKHESWAR HIGH SCHOOL NIALI ROAD PHULNAKHARA PHULNAKHARA PIN 754001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +917978529646. Always use the IFSC code IDIB000P641 when making any online fund transfer to an account held at this branch.
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